What Life Insurance Companies Will Be Testing For In a Blood and Urine Sample, IF an Exam is Required.
Glucose - 60 - 109 (MG/DL) Glucose is the main source of energy for living organisms. It rises with diabetes mellitus and with many other illnesses.
A1C - <5.7 (MMOL/MOL) The A1C test measures your average blood glucose control for the past 2 to 3 months. It is determined by measuring the percentage of glycated hemoglobin, or HbA1c, in the blood.
Fructosamine - 1.2 - 2.0 (MMOL/L) Fructosamine measures average blood sugar concentration over the past two to three weeks and may rise in uncontrolled diabetes.
BUN - 9 - 25 (MMOL/L) Blood urea nitrogen (BUN) is an end product of protein metabolism. BUN levels rise in kidney diseases
Creatinine - 0.7 - 1.5 (MG/DL) is a metabolic product released from muscle tissue and excreted from the kidneys, and may rise in kidney disease.
Alkaline phosphatase - 30 - 125 (U/L) is an enzyme found primarily in the liver and bones. Elevated levels may indicate the presence of bone or liver disorders.
Bilirubin Total - 0.2 - 1.5 (MG/DL) is a break down product or red blood cells. Abnormally high total bilirubin levels mays occur in individuals with liver and gallbladder disease, and may cause jaundice.
Aspartate aminotransferase (AST) 0 - 33 (U/L) is an enzyme found in the liver and in cardiac and skeletal muscle.
Alanine aminotransferase (ALT) 0 - 45 (U/L) is an enzyme found in the liver and rises with liver disease.
Gamma glutamyl transpeptidase (GGT) 0 - 65 (U/L) is a liver enzyme. It may rise with alcohol consumption, certain medications, and liver diseases.
Total Protein - 6.1 - 8.2 (G/DL) in blood includes two major components, albumin and globulin. Protein levels fall in chronic disease, malnutrition and cancer.
Albumin - 3.8 - 5.2 (G/DL) is the largest portion of total blood protein. Decreased blood albumin may indicate many disorders, including poor nutrition, infections, and advanced liver disease.
Globulin - 2.1 - 3.9 (G/DL) is a major component of blood proteins. Abnormal levels, both elevated and decreased, may indicated infections, allergenic states, immune disorders and other diseases.
Cholesterol - 140 - 240 (MG/DL) is one of the major lipids or fats in the body. High levels indicate an increased risk of heart disease. Levels can be controlled with diet, exercise and/or medications.
LDL/HDL Cholesterol Ratio - <5.0 is an indicator of heart disease risk. The lower the ratio, the lower the risk.
Triglycerides- 0 - 50 (MG/DL) are fats (lipids) that provide a reserve of energy. Increases in triglycerides may indicate heart disease risk. Triglycerides can rise with obesity, diabetes and alcohol consumption.
Cotinine - is the major byproduct of nicotine. Its presence indicates tobacco use.
Glucose is not normally present in urine, buy may occur in diabetes and other illnesses.
Urinary Protein - 0 - 30 (MG%) elevations may indicate the presence of kidney disease, but levels vary with urine concentration.
Leukocyte Esterase is an enzyme in white blood cells. When present it may indicate infection of the kidney or urinary tract, including the bladder.
Hemoglobin in the urine may indicate kidney and/or urinary tract disease, but also may occur in normal conditions such as during menstruation.
Creatinine - 27 - 260 (MG/DL) is a metabolic product released from muscle tissue and excreted by the kidneys, and is used to measure urine concentration.
Protein/Creatinine ratio - 0.006 may help determine whether protein is elevated due to kidney disease or urine concentration.
Diuretics in the urine may indicate an individual who is being treated for
Beta Andrenergic Blockers (BAB) are medications used by people with cardiac arrhythmias, hypertension and other cardiovascular disorders.