Instant Return of Premium Life Insurance Quotes:
On the rectangular box to the right, when it asks for "Type of Insurance" Select the option, 15 to 30 year Return of Premium.
Return of Premium Life Insurance
This goes from 15-30 years. The insurance company will return all your premiums back to you, tax free, if you are still living. They typically charge two to three times more than regular term policies. They are available from 15-30 years. For an example if you buy a 20 year return of premium policy and you are still living at the end of your policy at year 20, you will receive back everything you have paid into it, tax free in one check.
Advantages of Return of Premium Life Insurance:
This type of coverage works best for someone who thinks they will be living at the end of the policy. With this policy, there are only two possible outcomes: You outlive your policy and get your money back, OR you don't outlive your policy and your beneficiaries receive the death benefit.