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Term Life Insurance

A life insurance policy which provides a stated benefit upon the holder's death, provided that the death occurs within a certain specified time period.  Term policies have premium guarantees from 1-40 years.

Advantages of Term Life Insurance:
>Term Insurance is the most affordable type of life insurance.

>You can convert your term policy within the conversion period. 

>There are no hassles and no medical exams required.

>Your conversion option (assuming you have one, of course) is guaranteed even if you've had change in health. 

>The premiums on the newly converted policy can often be guaranteed to remain level for the rest of your life.

>Most companies are renewable to age 95, meaning you can renew the policy at the end of the guarantee.

Why Buy Term Life Insurance:
1. To provide coverage for dependents.
2. Providing expenses at the time of death
3. To cover a mortgage or college tuition.


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