Term Life Insurance
A life insurance policy which provides a stated benefit upon the holder's death, provided that the death occurs within a certain specified time period. Term policies have premium guarantees from 1-40 years.
Advantages of Term Life Insurance:
You can convert your term policy within the conversion period. There are no hassles and no medical exams required. Your conversion option (assuming you have one, of course) is guaranteed even if you've had a change in health. The premiums on the newly converted policy can often be guaranteed to remain level for the rest of your life.
-Most companies are renewable to age 95, meaning you can renew the policy at the
end of the guarantee.
-They are the most affordable kind of life insurance.
Why Buy Term Life Insurance:
1. To provide coverage for dependents.
2. To provide for expenses at the time of death
3. To cover a mortgage or college tuition.
Your time is valuable. We have simplified our form to make it easy to complete within minutes. Once you have provided some basic contact information and medical details, you'll receive life insurance quotes can choose the premium that fits your budget. Buying life insurance is easier than ever before.
Some life insurance companies require a basic medical exam, which can be completed at your home or office in a manner of minutes. You may even qualify for a streamlined non-exam plan from select providers.